Hello people I have a q: I purchased some Phoenix Gold bannana plugs that I am using on my receiver. However, there are no directions and I have never used them before. So, do I unscrew the bolt out completely and put wire inside then screw bolt back in tightly putting the speaker wire on the INSIDE of the plug or do I leave the wire on the outside of the plug and use the hole/bolt connection??? It sure looks kinda bad leaving the wire on the outside of the plug. I know this is a silly question but have not really used these before. Please feel free to elaborate or offer some pictures/diagrams.