Conversation on WAF got me thinking.

I know, its probably a sensative topic. But, I searched through all posts and only found 88 results for the word "debt" in a forum about a hobby where easy credit abounds. So be honest, are you or have you ever been in debt from your AV/stereo/music habit? Come on now, do you have a pair of Martin Logans sitting on your Visa bill? Did "90 days same as cash" get the better of you at Best Buy? Did a Manley Stingray come up for $500 on eBay, just needed new tubes? After all, "How can I afford not to buy it?"

I'll start. I currently have no debt besides mortgage and student loans. But, I did graduate college with crushing credit card debt. Even a conservative estimate would attribute $5,000 of it to CDs and concert tickets. My first proper reciever and speakers were bought cash when I was 18, but the turntable, tape deck, mixer, second turntable, microphone, (opps! broke the needle; gotta get a new needle) all went on the Citibank card for probably another $2000.

But adulthood brought responsibility. Alas all music purchases are now made with cash. Its funny how much less you spend when your using real Jacksons. And my wife approves all hardware upgrades, so that keeps me from getting tempted.

Anyone else dare to share? It's kinda like a bunch of junkies sharing their lowest moments.