Maybe this deserves a redo with the professions & approximate incomes of the systems' owners also included. Some people may have professional systems because they make their living in the audiophile equipment business. Others may simply prefer to enjoy life while they may. Some may simply be very cautious with a buck. Today's economy would seem to prove that the latter have the right idea.

My daughter was negotiating a buy-sell with another doctor some years ago where she would be the junior doctor for 3 years and then the other doctor would [supposedly] retire after that 3 years at 65. Somehow she learned that that doctor, who really lived the big life, had only saved $500,000 toward his pending retirement. She broke off the negoiations and opened her own offices because she figured she would be the junior doctor in that practice for a long time. She & her banker husband still live in a modest mortgage-free house.

I have about $20,000 spread over 4 systems with about $10,000 of that in one main system, and I feel guilty about that.

I am also retired but we are better off than most. This economy has led to cutbacks in non-essential spending, like on the State Police & Sheriff's department, so I just hope I have enough guns & ammo...... the situation seems to be worsening for the working classes and now the middle class, and not counting our constipated Congress there are still a lot of people who do not think very far ahead. So... let's put some music on....