Ok, got a question that I have not yet seen discussed on this site since I started coming here about 10 months ago. The question is...Does anyone have insurance on their equipment? I put together a spreadsheet that lists all of my equipment and also includes the MSRP as well as the price paid, plus it includes pictures of the equipment and I keep this in a few safe places. My equipment alone is around $16-$20,000 and I have about $25,000 in DVD's, plus another $15,000 in CD's, which I keep in a spreadsheet as well to keep on file for various purposes...the first just to know what is in my library.

So should all of this stuff be insured and if so how? I doubt the home-owners insurance would cover much...I don't really know much about insurance and such, so any help would be awesome.