Quote Originally Posted by E-Stat
A chargeback, however, would always be taken from your bank account.
Do you know for sure that that is happening to people who are right and honest in the ttransaction? That's not how it's supposed to work. If your credit card charges it back to PayPal, PayPal should be charging it back to the seller. You then forfeit your right to PayPal's assistance in dispute resolution on that transaction. I'm just going from memory on this. I think it's explained in the PayPal agreement.