Hi, im 21 and live in the UK and i have around £10,000 of debt. I am trying to get a consolidation loan for all this debt as it varies over a few accounts but my credit score is 514/710 (trans union) i cant seem to find anywhere that will accept me and was just wondering if anyone had any advice or could point me in the right direction of where to try. Edit: i earn around 1.4k after taxes Thanks