Some deadbeat rat bastard lifted my debit card info over the holidays. I have a very strong suspicion about where and when it happened and have reported it to my bank’s security dept. What gets me is that all of my debit card transactions in the last month have been in stores where I’ve shopped before…and all brand name chains.

What impressed me about this ordeal is how well the bank responded. I don’t know how, but they flagged suspicious activity on my bank card and froze the card the same day of the transactions…which occurred on the Saturday between Xmas and New Years. There were three transactions on my account. A debit, a deposit (empty envelope is my guess), and another debit which took the account up to it’s daily maximum (thank goodness for daily maximums!).

When I tried to withdraw money on Sunday morning I couldn’t. When I called the bank to inquire, they told me what had happened. I went into my branch the next day, signed an affidavit, and they issued a new bank card to me.

Now I just have to wait for the bank to complete its investigation and review the security tapes. Once they’re satisfied that it wasn’t me making the withdrawals, they’ll reimburse me the $500 bucks that the rat bastard got away with. I hope that they catch whoever did this.

My advice to anyone who shops with their debit card is to make sure that you have a low maximum withdrawal limit on your bank account and check your statements each month for any unusual activity. I am very careful where I use my cards and I watch people to make sure that my card is never swiped twice. Yet somehow, somewhere, I missed this one.


Edit: I just checked my bank account and the $500 was credited back to my account this morning. Another plus for the bank. It only took them three business days to sort this all out and restore my account for me. I was originally told that it could take up to two months! I still hope they catch whoever did this.