Hey Chris I have a totally different suggestion. If you are looking for the absolute best sound for little cash, you should consider a good pair of headphones like the Sennheiser HD 600. You should be able to find a good used pair for around $200 if you look around. Their sound will rival much more expensive speakers. Very natural and detail and still have very good bass, they are perfect for classical and jazz. If you are using an amp to drive them (instead of a portable player) you should have no problems.

Then I suggest going down to your local shop and pick up some cheap second hand $50 speakers, so that when your buddies / gf come over you can still put on chill out music.

Not long ago when I was in university, I had NO cash to spend on audio gears. So I bought a pair of Sennheiser headphones and a portable CD player. The combo worked so well that, through 6 years of university I owned 3 pairs of Senns (I listern to them A LOT, and I listern to them everywhere so they do break.) The last pair I purchased are the HD-495 silver, which I still use today and still sound fantasic. They certainly held off my need for a full system until I got my job with regular pay!